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Delinquencies Fall While Prepayments Rise

first_img Servicers Navigate the Post-Pandemic World 2 days ago Delinquency Prepayment Refinance 2019-09-09 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Sign up for DS News Daily Previous: What’s Next for Housing Finance Reform? Next: Mnuchin: ‘We Will Restructure Fannie Mae and Freddie Mac’ Data Provider Black Knight to Acquire Top of Mind 2 days ago September 9, 2019 1,083 Views Tagged with: Delinquency Prepayment Refinance Related Articles Demand Propels Home Prices Upward 2 days agocenter_img Delinquency rates and serious delinquencies both fell in July, as the prepayment rate increased, according to the latest Mortgage Monitor report from Black Knight. The delinquency rate fell 7.3% while serious delinquencies fell by 11,000 month-over-month. Meanwhile, prepayments increased by 25.7%, which Black Knight notes is the latest, and “loudest,” sign of increased refinance incentive in the market. Black Knight Data & Analytics President Ben Graboske explains that falling interest rates and a subsequent increase in rate/term refinances has worked in servicers’ favor.“As we’ve reported in the past, retention rates tend to be higher for rate/term refinances than any other type of transaction, and that’s just what we observed as of the end of Q2 2019,” said Graboske. “Falling rates and an abundance of refinance candidates were primary drivers behind servicers retaining 24% of all refinancing borrowers – the highest such retention rate since late 2017 – and 30% of rate/term borrowers specifically. While losing the business of more than two out of every three rate-driven refinance customers is not exactly extraordinary performance, it is significantly better than the sub-20% retention rates seen throughout much of 2018. The good news is that interest rates are at three-year lows, and anecdotal evidence suggests that in recent weeks, mortgage lenders had been inundated with inbound refinance business that’s relatively easy to retain.”Additionally, tappable equity rose for the second quarter in a row, gaining $335 billion in Q2 2019, now at an all-time high of $6.3 trillion.“The not-so-good news is that – in an environment of record-high levels of tappable equity and low interest rates that makes cash-out refinances an affordable option for accessing that equity – servicers are retaining just one in five cash-out borrowers,” Graboske adds. “Even though rate-term refis are surging right now, cash-outs still made up some 62% of all refinances in the second quarter. Add to that the fact that borrowers refinancing out of 2012-2017 vintage loans account for nearly half of all refis so far in 2019, nearly 80% were cash-out transactions.” Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Delinquencies Fall While Prepayments Rise Home / Daily Dose / Delinquencies Fall While Prepayments Rise The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Investment, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Demand Propels Home Prices Upward 2 days ago About Author: Seth Welborn Subscribelast_img read more

Kia import Johnson goes back to drawing board after subpar debut

first_imgCatriona Gray spends Thanksgiving by preparing meals for people with illnesses LOOK: Venues for 2019 SEA Games Kammuri turning to super typhoon less likely but possible — Pagasa Don’t miss out on the latest news and information. Trending Articles PLAY LIST 00:50Trending Articles00:59Sports venues to be ready in time for SEA Games01:27Filipino athletes get grand send-off ahead of SEA Games01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Fernandez enjoys coaching players from other schools in NCAA All-Star Brace for potentially devastating typhoon approaching PH – NDRRMC PBA IMAGESANTIPOLO—Kia reinforcement Geron Johnson said he will reevaluate his mistakes after putting up a disappointing performance in their 118-97 loss to Blackwater in the PBA Governors’ Cup Friday.Johnson, who played first game in the PBA, finished with 28 points on 12-of-26 shooting, only had four rebounds and turned the ball over nine times.ADVERTISEMENT WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding SEA Games in Calabarzon safe, secure – Solcom chief MOST READ Typhoon Kammuri accelerates, gains strength en route to PH Read Next “It wasn’t the way I wanted to start, so I’m trying to get the film and I got to go back to the drawing board,” said Johnson at Ynares Sports Center here in Antipolo. “It’s just showing that I got to come more prepared for Philippine basketball.”Compounding Johnson’s worries was the Picanto’s miserable 0-8 record, a statistic he only knew about when he talked to the reporters after the game.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutJohnson replaced Markeith Cummings who played for Kia for the first seven games of the conference.“It’s my first game so I’d definitely see what I have to do,” said Johnson. “I will come out harder next game.” UPLB exempted from SEA Games class suspension LATEST STORIES View commentslast_img read more

Neymar’s party boosted PSG’s spirits – Emery

first_imgNeymar Neymar birthday party boosts PSG spirit, says Emery Dom Farrell 00:00 2/6/18 FacebookTwitterRedditcopy Comments(0) Neymar - cropped AFP Neymar WTF Sochaux v PSG PSG Sochaux Coupe de France The coach may have left early, but he was delighted that the squad could make time to enjoy the Brazilian striker’s celebrations on Monday Paris Saint-Germain’s players getting involved in Neymar’s glitzy birthday bash was good for team morale, according to head coach Unai Emery.The PSG squad toasted the Brazilian superstar’s 26th birthday at the Pavillon Cambon in the heart of the French capital on Sunday.Emery’s mind was firmly back on playing matters the following day when he faced the media ahead of Tuesday’s Coupe de France trip to Ligue 2 outfit Sochaux. Article continues below Editors’ Picks Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. A Liverpool legend in the making: Behind Virgil van Dijk’s remarkable rise to world’s best player “I was one of the first to leave around midnight. Neymar cut the cake and I left,” the former Sevilla boss explained. “It’s good for the collective spirit. Today, they are all ready with the idea and the mentality to prepare the match tomorrow. “When you play three games a week, players do not have much time to enjoy moments outside of football. “I trust my players, they are great professionals. This squad thinks 70 per cent of football and 30 per cent of spare time.”Images of Neymar’s celebrations soon swept across social media and Emery regrets the passing of a simpler time.”Fifteen or 20 years ago, there were no social networks and when a player had a birthday, it was more private,” he said.”It was important that the whole team be together. The president [Nasser Al-Khelaifi], [sporting director] Antero Henrique, the squad and all the staff were there with Neymar, who was having an important moment. “It was a good time. But today the most important thing is training and the game tomorrow.”It’s been magic so far with @NeymarJr  #Ney26 pic.twitter.com/PnLlTzTRA3— PSG English (@PSG_English) February 5, 2018Presnel Kimpembe and Adrien Rabiot are nursing knocks and will be assessed ahead of the last-16 tie.Thiago Motta is back training with Emery’s squad following a calf injury, although Lassana Diarra provides a more likely option at the base of midfield having made his PSG debut as a second-half substitute during Saturday’s 3-0 Ligue 1 win at Lille.”We’ll see how Thiago Motta feels, even if it’s a bit early for him to start,” Emery said.”Hopefully, Diarra has a good chance to start the game – we will see the training. “We recruited Diarra to help us. Physically, he is not yet 100 per cent but he has to look for rhythm by playing matches. “On Saturday, he played a good 30 minutes and he is an option.”last_img read more

Ezekiel Elliott Got His Wisdom Teeth Out, And The Painkillers Haven’t Worn Off Quite Yet

first_imgA closeup of Ezekiel Elliott during an Ohio State game.GLENDALE, AZ – JANUARY 01: Running back Ezekiel Elliott #15 of the Ohio State Buckeyes on the sidelines during the BattleFrog Fiesta Bowl against the Notre Dame Fighting Irish at University of Phoenix Stadium on January 1, 2016 in Glendale, Arizona. The Buckeyes defeated the Fighting Irish 44-28. (Photo by Christian Petersen/Getty Images)Ohio State running back Ezekiel Elliott, the star of the College Football Playoff, underwent surgery to remove his wisdom teeth Friday morning. Judging by the way he’s been acting on Twitter, the painkillers he was given afterwards haven’t quite worn off. He’s been hilarious for over an hour now.it was a success! pic.twitter.com/5ZmEV0VpdW— Dawn (@itz_mizdee) February 6, 2015Fresh out of wisdom teeth surgery— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015“@ArianFoster: In the dentist about to go under to get the wisdom out of my teeth, and they have Mike Jack playin’. Smh” twins— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015Someone come take care of me— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015Baddies only lol— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, [email protected]_8 sympathy nuggets. The plan in infallible— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015Sooooo hungry— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015Omg mashed potatoes— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015“@gkeyknee: @EzekielElliott sounds like you’re thirsty…” Get off my— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015My dad has left me home alone. Stranded to die— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015Guess he doesn’t love me— EzekielElliott#⃣1⃣5⃣ (@EzekielElliott) February 6, 2015I think Zeke’s pain pills are working.— Ben Axelrod (@BenAxelrod) February 6, 2015Keep doing you, Zeke.last_img read more

Gonzaga coach With Ohio State its pick your poison

PITTSBURGH – Survive and advance. That’s the mentality many basketball teams adopt in the NCAA Tournament. Ohio State is not one of those teams. The No. 2 seed Buckeyes will face No. 7 seed Gonzaga Saturday after defeating Loyola (MD), 78-59, Thursday, but the Buckeyes were not satisfied with their performance. Sophomore forward Deshaun Thomas, who scored a career-high 31 points in OSU’s first game, said he was treating the performance as a loss. OSU committed 18 turnovers Thursday and many Buckeyes said that if they continue to be careless with the ball against Gonzaga, they might be sent packing. “I think the first thing that jumps out at us is our inability to take care of the ball,” sophomore guard Aaron Craft said. “Turning it over 20 times is something we can’t do especially against a great team like Gonzaga tomorrow.” Gonzaga played pressure defense against No. 10 seed West Virginia in their first NCAA Tournament game en route to a 77-54 victory. OSU has never played the Bulldogs, but Gonzaga matched up with both Illinois and Michigan State earlier in the season. Gonzaga lost both games by seven points. Despite being a mid-major in the West Coast Conference, Gonzaga reminds OSU coach Thad Matta of teams in the Big Ten. “There’s a lot of similarities to their transition half-court offense to Michigan State,” Matta said. “And (they resemble) Indiana with their personnel. “ Gonzaga coach Mark Few said the Buckeyes will be a tough matchup for his team, but thinks he has the players to compete. “This is going to be a very difficult matchup for us, but at the same time we have good bigs, they have good bigs,” Few said. “The strength and the core of this team was built around our inside guys … much like Ohio State.” The inside play for Gonzaga starts with 7-foot senior center Robert Sacre who was named his conference’s defensive player of the year. He averages 11.7 points and 6.3 rebounds per game on the season and had a team-high 14 points in the victory against West Virginia. Sacre will likely be matched up with OSU sophomore forward Jared Sullinger, who has averaged 21 points per game since the Buckeyes entered the postseason. Sullinger said he got a chance to watch Sacre a little bit before OSU’s game. “He was good. He was athletic,” Sullinger said. “He did a little bit of everything for them.” Sullinger had 12 points and 11 rebounds against Loyola (MD). Thomas has been the guy leading OSU as of late, though. At 21.5 points per game, he’s been OSU’s leading scorer through the postseason. Thomas has scored in double digits in each of the last 10 games. “Deshaun is probably one of our most consistent players throughout the however many games we’ve played,” Matta said. “What he’s brought to this team has No. 1 been his consistency and No. 2 guys look at him and see the effort and the commitment he’s made to do other things.” Thomas’ 31 points Thursday made him one of seven Buckeyes all time to score 30 points in an NCAA Tournament game. “I was just trying to get to the right spots at the right time,” Thomas said of his performance. “Then I was just knocking them down. I was just feeling it a little bit.” Few said that because OSU has scoring options like Thomas and Sullinger, it’s hard to focus on any one guy. “You’re just going to have to pick your poison on how much defensive attention you give to Sullinger when you have other great players like (senior guard William Buford) and Thomas and Aaron Craft,” Few said. Gonzaga and OSU will tip off at about 2:50 p.m. at the CONSOL Energy Center in Pittsburgh. read more