Mkombozi Commercial Bank Plc ( Q42018 Interim Report

first_imgMkombozi Commercial Bank Plc ( listed on the Dar es Salaam Stock Exchange under the Banking sector has released it’s 2018 interim results for the forth quarter.For more information about Mkombozi Commercial Bank Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Mkombozi Commercial Bank Plc ( company page on AfricanFinancials.Document: Mkombozi Commercial Bank Plc (  2018 interim results for the forth quarter.Company ProfileMkombozi Commercial Bank Plc (MKCB) is a commercial bank serving and supporting emerging businesses in Tanzania. The financial institution targets small and medium-sized entrepreneurs, SACCOS and social enterprises such as schools, universities and public enterprises. MKCB started as an initiative of the Tanzania Episcopal Conference in 2009 to address the need to provide financial solutions to start-up businesses aswell as institutional investors and government entities. MKCB has 6 branches in the major towns and cities of Tanzania and plans to extend its footprint to increase accessibility and financial inclusion in areas which cannot be handled by mobile banking. Mkombozi Commercial Bank Plc is listed on the Dar es Salaam Stock Exchangelast_img read more

Rugby trip advice: how to get your car ready for a rugby adventure

first_imgParked up: Fans gear up for a Test in the Twickenham carparkPrepare for the emergencyUnless you have a full breakdown cover or your insurance plan includes a roadside recovery, get emergency numbers saved on your mobile phone (write them down by hand as well). Pack the first-aid kit (add your personal medications if you suffer from chronic illnesses) and the tool kit for a simple repair (car jack, tyre repair kit, jumper cables, adjustable wrench, funnel, screwdrivers, socket wrench etc.). Think out the scenario – what you will do if you get a flat tyre. It’s good to have a spare tyre in proper condition and tob be capable of mounting it by yourself. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Although rugby is played in many countries all over the world, Britain is the most rugby-keen among them. A great number of rugby fans travel across the UK to watch their favourite team play. Touring the UK by car is the fastest and the most comfortable way to get to different game locations, but as you don’t want unpleasant emergencies to happen on the road, here is how to prepare your vehicle for a big rugby trip – tips shared by, the nation’s leading dealership of tyres and car accessories.Find out the roads and get your tyres readyKnowing exactly what kind of terrain you are going to encounter and equipping your car accordingly will protect you from unfortunate emergencies that can spoil your trip. If you are just travelling from city to city without turning off-road, make sure your tyres have the minimum legal tread depth of 1.6 mm and that they are correctly inflated. Use your tyre pressure gauge to check the pressure in all four tyres and compare it with the recommendations by your vehicle’s manufacturer (can be found on the driver’s door jamb or in the owner’s manual). You need to stick to those recommendations to prevent tyre tread from wearing down irregularly and heat from building up inside tyres and damaging them eventually. Both under-inflation and over-inflation are harmful to tyres and can cause a tyre failure.Get your tyres ready: has you coveredIf you plan to turn off the road and navigate any outskirts, make sure your tyres are up for the task. Consider all-terrain tyres if you are going to spend a big part of your trip off-roading.Rugby is predominantly a winter game, so chances are that you’ll have to hit the road at near-freezing temperatures. Keep in mind that tread on summer tyres hardens as the temperature drops below seven degrees Centigrade, so if you wish to have a safe trip, switch over to winter tyres, especially if you plan some off-roading during the trip. Winter tyres offer a better grip on ice and snow and their breaking distance is half as much (in comparison with summer tyres). With rugby season now here, it’s time to hit the road. Here are some travel tips for the enthusiastic tourists driving from game to gamecenter_img Know how your car worksWe don’t mean you must be able to fix the car’s engine to be eligible for the trip, but you need to know the basics: what do those lights on the dashboard mean, how those buttons work, how to check the levels of fluids. Before hitting the road, inspect your headlights, windscreen wipers, and brakes. Make sure all liquids (anti-freeze, transmission and brake fluids, and motor oil) are fresh enough and are at the level between ‘min’ and ‘max’. Add to them if needed. Test your air conditioning for the hot season and the heater for the cold one. Also check belts and hoses for signs of excessive wear such as cracks, looseness, or friability and replace worn ones as these parts are key in electrical systems, power steering, and air conditioning. Extreme route: Hopefully your rugby trip won’t be so rocky! last_img read more

AD Classics: Maison de Verre / Pierre Chareau + Bernard Bijvoet

first_img “COPY” Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboard 1932 Photographs:  Wikimedia user: SubrealistsanduText description provided by the architects. Designed by Pierre Chareau and Bernard Bijvoet, the Maison de Verre translated as “House of Glass,” is a milestone in early modern architectural design. Save this picture!© Wikimedia user: SubrealistsanduBuilt in 1932, the house uses various industrial and mechanical fixtures juxtaposed with a traditional style of home furnishings all under the transparency and lightness of the façade. Save this picture!© Wikimedia user: SubrealistsanduUnable to expel an elderly woman on the top floor, the house was engraved underneath an existing apartment. As such, the house uses skeleton frame steel construction allowing a free plan and the use of omnipresent lightweight materials, such as glass and glass block.Save this picture!© Wikimedia user: SubrealistsanduAn interesting aspect of this house is the ubiquitous mechanical fixtures. On the ground floor was a medical suite for Dr. Jean Dalsace. This unusual circulation arrangement was resolved by a rotating screen which hid the private stairs from patients during the day, but framed the stairs at night. Save this picture!© Wikimedia user: SubrealistsanduOther mechanical components include an overhead trolley from the kitchen to dining room, a retracting stair from the private sitting room to a bedroom, and complex bathroom cupboards and fittings.Save this picture!© Wikimedia user: SubrealistsanduSpatial division inside is customizable by the use of sliding, folding, and rotating screens in glass, sheet or perforated metal.Save this picture!© Wikimedia user: SubrealistsanduThe honesty of materials, variable transparency of forms, and the juxtaposition of “industrial” materials and traditional home décor makes Maison de Verre a landmark in 20th century architecture.Save this picture!AxonProject gallerySee allShow less’Bottom Up’ Public Intervention at International Architecture Festival / eme3ArticlesTablets @ The Construction SiteArticles Share ArchDaily Save this picture!© Wikimedia user: SubrealistsanduWritten by Brian Pagnotta Share France Architects: Bernard Bijvoet, Pierre Chareau Year Completion year of this architecture project Photographscenter_img AD Classics: Maison de Verre / Pierre Chareau + Bernard Bijvoet Houses Projects AD Classics: Maison de Verre / Pierre Chareau + Bernard BijvoetSave this projectSaveAD Classics: Maison de Verre / Pierre Chareau + Bernard Bijvoet Copy+ 13Houses•Paris, France ShareFacebookTwitterPinterestWhatsappMailOr Clipboard “COPY” CopyAbout this officePierre ChareauOfficeFollowBernard BijvoetOfficeFollowProductsGlassSteelConcrete#TagsProjectsBuilt ProjectsArchitecture ClassicsResidential ArchitectureHousesParisHousesFrancePublished on June 27, 2012Cite: Brian Pagnotta. “AD Classics: Maison de Verre / Pierre Chareau + Bernard Bijvoet” 27 Jun 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogShowershansgroheShower MixersVinyl Walls3MVinyl Finish – DI-NOC™ Abrasion ResistantPartitionsSkyfoldIntegrating Operable Walls in a SpaceLightsVibiaLamps – NorthCultural / PatrimonialIsland Exterior FabricatorsSeptember 11th Memorial Museum Envelope SystemSkylightsVELUX CommercialAtrium Longlight, DZNE GermanyHanging LampsLouis PoulsenLamp – PH ArtichokeTiles / Mosaic / GresiteHisbalitMosaic Tiles – TexturasAcousticMetawellAluminum Panels – Acoustic SailsMineral / Organic PaintsKEIMTiO2-free Mineral Paint – Soldalit®-ArteWall / Ceiling LightsA-LightWall Grazer Concealed LightsDoorsBuster and PunchDoor Hardware – Pull BarMore products »Read commentsSave想阅读文章的中文版本吗?AD 经典:玻璃之家 / Pierre Chareau + Bernard Bijvoet是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Anas Babu Residence / 3dor Concepts

first_imgSave this picture!© Rule of Thirds+ 23Curated by Hana Abdel Share ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Design Team:Muhammed Naseem, Ahmad Thaneem, Muhammed JiyadClients:Mr.Anasbabu & familyEngineering:Deframez kondottyConsultants:NilCollaborators:NilCity:NilamburCountry:IndiaMore SpecsLess SpecsSave this picture!© Rule of ThirdsText description provided by the architects. The site is located at Nilambur in Malappuram district and designed for Anasbabu and family, along with his wife and children, Grand parents and brother and family resides here. Residence has a total area of 2500 square feet and the total extent of the site is 15 cents. Save this picture!© Rule of ThirdsSave this picture!Ground and first floor plansSave this picture!© Rule of ThirdsPrivacy was the major concern while designing. But freedom of the residents shouldn’t be compromised for the privacy, the whole idea was to setup a very transparent energetic interior spaces behind a wall. Form of residence is like a white solid shape standing behind a feature wall of different texture while one tube like shape projecting outward and forming a porch and sit out space beneath. As a signature crossing shapes at one side while the other side have a single window only. The entire wall and sit out is finished with mosaic. Save this picture!© Rule of ThirdsSpace quality is preferred in interiors. Large windows and jallies inside the residence ensures lighting and cross ventilation.  Thoughtful  design  of  essential  interior  and  structural  elements  such  as  furniture  and staircase is the major concern here, simple and minimal. Views and landscape seen through the large openings are also spices interior aesthetics. Save this picture!© Rule of ThirdsSave this picture!SectionsSave this picture!© Rule of ThirdsLiving room is arranged with a minimal custom made bench is ready to sit. Major attraction of this space is lush greenery viewed through the full height windows. Other side of the living area have a comfy set of sofas arranged, this space is separated by a designed shoe rack. An entry is possible here to the patio space with a fish pond as a major attraction. Next to the living area, a double height area is present where dining table and iconic staircase is set up.Save this picture!© Rule of ThirdsCustom designed dining table is present. Staircase is designed so that it act as a major design element in the entire common area. U shaped stirs with thin steps fixed on two sloped walls is basis of staircase design. One side of the dining space is walled with custom made jalis while other side is an open kitchen with breakfast counter. One long path is leading directly to the two bedrooms in ground floor. Talking about the first floor, staircase is leading to the gallery space in first floor. From this space a bedroom is situated above the porch. Another room is situated in the backside.Save this picture!© Rule of ThirdsProject gallerySee allShow lessT3 House / CUBO design architectSelected ProjectsSrinakarin Hotel / Archimontage Design Fields SophisticatedSelected Projects Share India Anas Babu Residence / 3dor Concepts Houses Projects Anas Babu Residence / 3dor ConceptsSave this projectSaveAnas Babu Residence / 3dor Concepts Landscape: ArchDaily Year:  Area:  2500 ft² Year Completion year of this architecture project Photographs:  Rule of Thirds Manufacturers Brands with products used in this architecture project “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Ar.Muhammed Naseem, Ar. Ahmad Thaneem, Ar.Muhammed Jiyad Architects: 3dor Concepts Area Area of this architecture project Photographs 2018 Manufacturers: AutoDesk, Bathroom fixtures, Electrical system, Tile, Trimble Navigation, UPVC Windows 3dorconcepts CopyHouses, Houses Interiors•Nilambur, India Lead Architects: “COPY” CopyAbout this office3dor ConceptsOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesInterior DesignResidential InteriorsHouse InteriorsOn FacebookNilamburIndiaPublished on May 18, 2020Cite: “Anas Babu Residence / 3dor Concepts” 17 May 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

New online guide to sponsorship and ethics

first_img The Ethical Consumer Research Association (ECRA) has added a new ethics and sponsorship advice section to its website, designed to help UK charities and other values-led organisations protect their reputation in corporate partnerships.The site offers tools such as a template for creating an organisation’s ethical sponsorship policy, a discussion of some of the key issues, examples of existing policy in the public domain, implementation and practical issues, and references and links to other organisations working in the field. ECRA hope that the framework will help inform policy on cause-related marketing, affinity marketing, licensing and general corporate fundraising activities. Advertisement New online guide to sponsorship and ethics Howard Lake | 17 March 2006 | News Tagged with: corporate  23 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

Ag Secretary says No Choice but to Pass a Farm Bill…

first_img SHARE Home Indiana Agriculture News Ag Secretary says No Choice but to Pass a Farm Bill this… Facebook Twitter Facebook Twitter Vilsack farm bill updateWho and what would benefit from a new farm bill? It has been over 2 years and now time is running short yet again for Congress to get a bill to the President by the end of this year, so the many beneficiaries of a farm bill have been outlined in a new report from the White House Rural Council.USDA Secretary Tom Vilsack discussed the report Thursday and was almost dismissive of the thought of Congress unable to get a bill done in 2013.“This isn’t a situation where you have a choice,” he said. “The reality is that we have to have a clear indication from Congress that this is going to get done. Obviously there are some who are skeptical about that given the fact that we’ve already seen one year with inaction, and people say we can always extend.”But there are issues with another extension as Vilsack outlined.“With an extension there come costs and you don’t get the reforms that this bill that is being considered by the conference committee will provide. It does not provide the savings that I think is important to members of Congress as they deal with deficit reduction challenges. It in fact will likely cost additional resources and it will be difficult to identify those additional resources. So the key here is to focus on getting the job done and understanding that there is a consequence if the job doesn’t get done.”That consequence is that USDA will be required by law to reinstitute the farm policies of the 1940’s.Vilsack believes the all important safety net for farmers will be dominated by crop insurance and not target prices.“People choose to farm not just because they love it, but because there are risk management tools in a farm bill that basically minimize and create an acceptable level of risk associated with farming,” he explained. “You have no control over floods. You have no control over drought. You have no control over snowstorms, but you can control and mitigate the consequences of the those natural disasters through appropriate safety net programs.”It is Vilsack’s hope that the council report will be consumed by members of congress so they are reminded of the wide scope of impact of a farm bill and agriculture itself.The full White House Rural Council report is online here. Ag Secretary says No Choice but to Pass a Farm Bill this Year SHARE By Andy Eubank – Nov 21, 2013 Previous articleIndiana Farmers Get Update on Farm Bill TalksNext articleCost for Hoosier Thanksgiving Dinner Down in 2013 Andy Eubanklast_img read more

Day care owner charged with child abuse after allegedly hiding 26 children behind false wall

first_imgiStock(COLORADO SPRINGS, Colo.) — Earlier this week, Colorado Springs, Colorado, day care owner Carla Faith, 58, was charged with child abuse and attempt to influence a public servant after 26 toddlers were found behind a false wall at Faith’s day care facility last month.The day care attached as a secondary building from Faith’s home underwent a welfare check on Nov. 13 when authorities came across two adults and more than 20 children under the age of three. The search began after a series of complaints that Faith “was housing more children in their care than their licensed allowed,” the City of Colorado Springs said in a statement.Colorado Springs officer Janel Langdon-Issac discovered the children and two adults in the basement of Faith’s home after hearing children’s music, despite Faith denying of having a lower ground floor, according to ABC affiliate KRDO.During the search, Officer Jordan Parker bumped into a wall and felt it move, KRDO reported. When Officer Parker pushed against the wall, authorities discovered a stairwell leading to a finished basement area.“I spend a minute or two in my car with a tear in my eye because I’m trusting somebody else,” said Ethan Steinberg, an uncle of an enrolled child, in an interview with KRDO. “ It took about an hour until [police] realized where the kids were and that breaks my heart because I don’t know if my niece was down there.”KRDO also reports that Faith was caught in a similar situation during the late ’90s but in California.“It’s just not something that’s part of our application process, nor do we really have the authority to require that information,” said Erin Mewhinney, the Division Director Of Early Childhood Care and Learning, in an interview with KRDO. “We’re working with the state board of human services to allow the department the authority to require child abuse and neglect records from other states of an applicant is coming in from another state.”Faith’s day care license only permitted her to care for up to six children between the ages of zero and 13, more specifically, only two of these children could be under the age of two, according to an affidavit obtained by KRDO.“It’s so hard to trust your children with people and we felt we could really trust them,” said parent Jeanette Conde to KRDO. “ I’m completely betrayed, every parent that I’ve talked to, we all feel completely betrayed.”Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Worster’s near triple-double helps Utah St. beat UNLV 83-74

first_imgJanuary 28, 2021 /Sports News – Local Worster’s near triple-double helps Utah St. beat UNLV 83-74 FacebookTwitterLinkedInEmailLAS VEGAS (AP) — Rollie Worster had 19 points, nine rebounds, eight assists and three steals to lead all five Utah State starters scoring in double figures and the Aggies beat UNLV 83-74.Neemias Queta, Justin Bean and Brock Miller added 13 points apiece and Marco Anthony scored 12 for Utah State (13-5, 10-2 Mountain West).David Jenkins Jr. led UNLV (6-7, 3-3) with 29 points and Moses Wood scored 11. Written by Tags: Mountain West/Rollie Worster/Utah State Aggies Basketball Associated Presslast_img read more

Industry bosses face a changed workforce after crisis, reveals poll

first_imgHome » News » Agencies & People » Industry bosses face a changed workforce after crisis, reveals poll previous nextAgencies & PeopleIndustry bosses face a changed workforce after crisis, reveals pollClaim is made by leading recruiter following poll of 6,500 estate agents across the industry about their attitudes to working in estate agency.Nigel Lewis27th April 202001,733 Views Two thirds of estate agents are now considering changing jobs following the Coronavirus crisis and six percent are contemplating leaving for good, a poll of 6,500 employees across the sector has revealed.The Mood of the Industry poll, which was conducted by recruitment firm Rayner Personnel during Coronavirus epidemic, was run for a week and published its results last night.It reveals a string of extraordinary trends within the industry following the pandemic, including that nearly 25% of the agents said their firm’s handling of the crisis had made them question their loyalty.Also, the research suggests that the home working cat has been let out of the bag; a fifth of those canvassed said they were enjoying the freedom and flexibility that working from home gave them during the crisis, and didn’t look kindly on returning to office politics, commuting and working at a branch desk.Also, Rayner Personnel claims that 14% of agents are now concerned about their job security. Estate agency bosses will therefore have a restless workforce on their hands after the crisis, as just a third of those polled are ‘happy to go back to work just as before and feel supported by their bosses’.“We are bound to see big changes now in how we all operate in the future,” says Simon King, Group Operations Director at Rayner Personnel.“Working practices will alter and companies’ costs will no doubt be cut as never before.“These are challenging, scary times yet they also provide opportunity for those that adapt and, importantly, those that appreciate and nurture their biggest asset – their people.”The survey will re-run again in two weeks to establish what, if anything, changes in that time and is being backed by PR guru Russell Quirk and Jason Busby, Rightmove’s former tech chief.Rayner Recruitment Josh Rayner coronavirus recruitment April 27, 2020Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

Petition to ban future lap-dancing clubs

first_imgAn online petition has been launched which calls on Oxford City Council to prevent future establishment of lap-dancing clubs in the city.The petition currently has 274 signatures and is targeted at Councillor Bob Price, the Leader of Oxford City Council.The petition notes that the council has previously taken a strong stance against lapdancing clubs and ‘Gentlemen’s clubs’ in the past. It claims that lapdancing clubs “demean women and contribute to a view of women as ‘sex objects,’” and suggests that such clubs encourage the use of women’s bodies “purely for men’s sexual pleasure in the pursuit of creating profits for the club owners.”A second year History and Politics student at Oxford University remarked, “It is disgusting and demeaning that in this modern day and age, women can be viewed in such a derogatory and objectifying light. I wholeheartedly endorse the online petition.”Another undergraduate described the “commodification of women” in lap-dancing clubs. A feminist student at Oxford offered a different perspective however, saying, “Feminist movements are mainly about giving women choices. How can a petition to ban women from doing a job which many of them have chosen truly be feminist?She continued, “Lapdancing is associated with crimes and abuses, but so is excessive drinking. When it comes to drinking, however, it is accepted that each person has free¬dom of choice.”Bob Price told Cherwell, “The Council’s consultation on the licensing of sex entertainment venues has just ended and shows a strong popular view in opposition to any such venues in Oxford. I believe that this view is shared by a majority of members of the Council and it is my intention to bring a report to a fu¬ture meeting of the Executive Board, identifying how this policy can be implemented with due regard to the relevant statutory provisions.”last_img read more